Lifetime Financial has morphed into something more important to me. My wife, the mother of my two daughters, died from breast cancer in 2012. We spent the years before she passed travelling to over 40 countries with our young girls. It was financially risky, but we did it anyway. I would have a larger 401(k) now if we hadn’t, but who cares? We have stellar memories and stories with her. I’m trying to keep that ethos alive with clients. Last year I became a Registered Financial Life Planner with the Kinder Institute. I learned how to encourage clients to do fulfilling things they might otherwise have been afraid to do because of money fears. I still develop a safe, smart plan for retirement, but together the client and I find balance that leads to a flourishing life.